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Veterans and Service Members: Welcome Home! Whether you’re a retired veteran or active duty, we’re here to help you use the VA Loan benefit you earned through your service, and find a place you can call home. Our Mortgage Loan Specialists are here to help you navigate the home buying process from start to finish. And our website is designed to be an informational resource for you—providing tools, FAQs and even a glossary so everything you need is just a click away. To get your VA loan started, simply fill out the brief form, and one of our experienced lenders will contact you. Or you can call us today at 800-350-4498 and speak with us. Please let KS StateBank be a part of your very special “homecoming." Loans for Veterans VA Guaranteed Home Loans for Military VA guaranteed loans for veterans are made by private lenders, such as banks, savings and loans, or mortgage companies to eligible veterans for the purchase of a home which must be for their own personal occupancy. The guaranty means the lender is protected against loss if you fail to repay the loan. The guaranty replaces the protection the lender normally receives by requiring a down payment, allowing military personnel to obtain favorable financing terms on loans What are the limitations of VA Loans for Veterans? The VA cannot guarantee that a home is free of defects. The VA guarantees only the loan. It is your responsibility to assure that you are satisfied with the property being purchased. The VA appraisal is not intended to be an "inspection" of the property. You should seek expert advice (a qualified residential inspection service), as necessary, before legally committing to a purchase agreement. If you have a home built, the VA cannot compel the builder to correct construction defects although the VA does have the authority to suspend a builder from further participation in the home loan program. Although the VA can facilitate loans for veterans they, cannot guarantee that you are making a good investment. VA cannot provide you with legal services.
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