My credit IS BAD (divorce) and my car broke down. I had to get back and forth to work and really needed a car. I went to a couple of the big dealers in boardmn and they were rude to me. so one of my people at work suggested sun. i went there and they were very nice. i had to put $800 down for the car I got. and my payments are 130 every 2 weeks. but they did not scr*w me on high interest and stuff. i will be paid off in less than a year. i would recommend them to anyone who needs a car. my car has been ok, i just had to put brakes and a battery a couple of months ago. but overall i was very satisfied.