Do Independent Contractors Pay Less Tax?

Working as an independent contractor offers many benefits.  For starters, it typically offers much greater freedom than working a traditional 9-5 job for a regular employer.    It can also offer unique benefits when it…

How to Manage a Remodeling Project by Yourself

Although it may seem intimidating, home remodeling can be a great experience. By following these steps, you'll find that the process is much easier than you think. The first thing that you need to do…

How to Save Money by Doing Less and…

Money saving tips are important today, especially given the state of the economy. People need to find ways to make the money they have last longer. One of the best money saving pieces of advice…

Junk Mail: How to Remove Yourself From the…

Unfortunately, unlike telemarketing, there is no central list that you can sign up for that will remove you from all junk mail solicitation lists.  If you want to get rid of junk mail, a lot…

How Long You Should Keep Receipts For?

Generally speaking, there are only a couple of types of receipts that you need to hold on to for a long time.  Most of the time, you only need to keep receipts until you know…

Late Paying Your Taxes? 5 Tips to Help…

Taxes are inevitable.  If you cannot afford to pay your taxes, there are two things to keep in mind:   •     It's better to pay something rather than nothing. •     Not filing is much worse…

Should You Lend a Friend Money?

The simple answer to someone that asks you for money is: no.  If you are a particularly polite person, then the answer should be: “I’ll help you find a bank that can help you out”. …